Goal-Based Financial Planner

Set your financial goals, get a personalized SIP plan with investment allocation for each goal.

Monthly Take-Home Income

₹

Risk Appetite

🛡️

Target Amount

₹

Timeline

yrs

Already Saved

₹

Priority

🏠

Target Amount

₹

Timeline

yrs

Already Saved

₹

Priority

Add a Goal

Total Monthly SIP Needed

₹81,647

102% of your income

⚠ Difficult — consider adjusting goals

🛡️ Emergency Fund

Target (inflation-adjusted)₹3,18,000

Monthly SIP Needed₹25,651

Expected Return6% p.a.

Allocation0% Equity, 90% Debt, 10% Gold

Suggested funds:

Liquid Fund · Ultra Short Duration Fund

🏠 Buy a House

Target (inflation-adjusted)₹75,18,151

Monthly SIP Needed₹55,996

Expected Return11% p.a.

Allocation60% Equity, 30% Debt, 10% Gold

Suggested funds:

Balanced Advantage Fund · Large Cap Index Fund · Gold ETF

Monthly SIP per Goal

Suggestions

• Your goals require over 50% of income. Consider extending timelines for 'nice-to-have' goals.

• Retirement planning is missing. Even if it feels far away, starting early reduces the monthly burden dramatically.