Privacy Policy

Last updated: August 2026

MoneyCalc India (“we”, “us”, or “our”) is committed to protecting your personal data. This Privacy Policy describes how we collect, use, store, and protect information when you use our website at moneycalc.in (the “Service”).

This policy is compliant with the Digital Personal Data Protection Act, 2023 (DPDP Act) and the DPDP Rules, 2025.

1. Information We Collect

a) Information you provide

All calculator inputs (salary, loan amount, investment details, etc.) are processed entirely in your browser. We do not collect, store, or transmit your financial inputs to our servers.

b) Automatically collected information

When you visit our website, we may collect: device type and browser information, IP address (anonymised), pages visited and time spent, referring website. This data is collected via analytics tools (Google Analytics 4) and is used solely for improving the Service.

c) Cookies

We use essential cookies for site functionality and analytics cookies (with your consent) to understand usage patterns. You can withdraw consent at any time by clearing cookies or using browser settings.

2. How We Use Your Information

We use collected data to:

• Improve website performance and user experience
• Analyse traffic patterns and popular calculators
• Fix bugs and ensure security
• Display relevant advertisements (with consent)

3. Data Sharing

We do not sell your personal data. We may share anonymised, aggregate data with analytics providers (Google) and advertising partners (Google AdSense) who act as data processors under appropriate agreements.

4. Your Rights Under DPDP Act

As a Data Principal, you have the right to:

• Access — Request a summary of your personal data we process
• Correction & Erasure — Request correction or deletion of your data
• Withdraw Consent — Withdraw consent for data processing at any time
• Grievance Redressal — Lodge a complaint with our Grievance Officer or the Data Protection Board of India
• Nominate — Nominate another person to exercise your rights

5. Data Retention

Analytics data is retained for up to 14 months. We do not retain any financial input data as all calculations happen client-side.

6. Children's Data

We do not knowingly collect data from individuals below 18 years of age. If we become aware of such collection, we will delete it promptly.

7. Data Security

We use industry-standard security measures including HTTPS encryption, secure hosting, and access controls. However, no method of internet transmission is 100% secure.

8. Contact & Grievance Officer

For any privacy-related queries or to exercise your rights, contact our Grievance Officer:

Email: privacy@moneycalc.in
Response time: Within 72 hours of receipt

9. Changes to This Policy

We may update this policy from time to time. Changes will be posted on this page with an updated date. Continued use of the Service after changes constitutes acceptance.