Inflation Calculator
See how inflation reduces the purchasing power of your money over time.
₹
%
yrs
Future equivalent in 20 years₹32,07,135
Today's ₹10,00,000 will be worth₹3,11,805
Purchasing power reduction68.82%
Impact Over Time
▶How is this calculated?
Future Equivalent: Current Amount × (1 + inflation rate) ^ years
Purchasing Power: Current Amount / (1 + inflation rate) ^ years
The future equivalent tells you how much you will need in the future to buy what your current amount buys today.
Frequently Asked Questions
What is a good inflation rate assumption for India?▼
India's average inflation over the last decade has been around 5–6%. For long-term planning, 6% is a commonly used assumption. CPI inflation data is published monthly by the government.
How does inflation affect my savings?▼
If your savings earn less than the inflation rate, your money loses purchasing power over time. For example, at 6% inflation, ₹10 lakh today would need to become roughly ₹32 lakh in 20 years to buy the same goods.
This calculator provides estimates for informational purposes only. Actual outcomes may vary based on applicable laws, financial institutions, products and individual circumstances.